Injured in a Car Accident with an Underinsured or Uninsured Driver?
Being hit by an uninsured motorist can cause big problems. If the driver who hits you does not have insurance, you will not be able to claim against their insurance policy.
Even some drivers who are insured do not have adequate insurance to allow you to claim against them; these are known as under-insured motorists and can also cause issues for other drivers.
A collision with an uninsured or under-insured motorist can be costly. Fortunately, it is possible to bring a claim against the motorist who has caused you so much trouble. Dallas auto accident attorneys from Crowe Arnold & Majors, LLP can help you win your uninsured or under-insured motorist lawsuit.
Claims for Personal Injury in Texas
The worst-case scenario is one where your collision with the uninsured motorist leaves you with injuries or emotional trauma. When you are struggling with your personal recovery, loss of earnings, and medical bills, the last thing you need is to struggle with a lawsuit.
However, you may desperately need the money that such a claim can bring. By contacting our firm, you will make the process easier for yourself since we will be there for you every step of the way.
Types of Compensation
We strive to get the best possible outcome for our clients. We can guide you through the proper procedure for notifying the uninsured driver and bringing them to court or agreeing a settlement for the harm that they have done to you and your family.
We can help you claim compensation for physical injury, pain, suffering, loss of earnings, psychological distress, and medical bills, as well as for damage to your car.
Damage from an Uninsured Driver
Were you involved in an accident with someone that didn’t have car insurance? Did you make a claim with your insurance company to pay for the damage caused by the uninsured driver?
In Texas, a person must have car insurance. Uninsured motorist coverage must come with a minimal amount of this coverage with each policy. The person purchasing the policy has the option to reject this coverage. This coverage protects you from paying for repairs and medical bills out of your pocket if you are hit by an uninsured driver.
Uninsured motorist coverage carries the same goal as the insurance policy. This coverage is used to pay damages that you are legally entitled to recover due to the accident with the uninsured driver. The burden of proof for an uninsured motorist claim falls to the carrier to show whether or not the person involved in the wreck had an active car insurance policy.
If you choose not carry uninsured motorist on your policy, you may be liable for your own damages if you are hit by an uninsured motorist. When someone is in a car wreck, claims are filed through the insurance companies. If you are not at fault and the other person doesn’t have insurance, you are left with the financial burden if you do not have uninsured motorist coverage.
Uninsured motorist claims can also be made in the event of a hit and run. Because of the amount of current dispute over what constitutes not just a hit and run, but what qualifies as an uninsured driver, it is important that you contact an attorney to discuss your legal rights and your insurance policy. Insurance companies like to settle fast and for less than their policy holders deserve. An experienced uninsured motorist claims lawyer will be able to deal with the insurance company on your behalf and protect your rights. A Texas Supreme Court decision in 2006 dramatically changed how these claims are handled. It is important that you do not sign anything from the insurance company until you speak with a lawyer.
Looking for an Underinsured Motorist Claims Lawyer in Dallas?
Were you involved in an accident with someone that didn’t carry a car insurance policy large enough to pay for your vehicle or property damage? Many people with full-coverage insurance opt to carry an additional type of coverage on the policy known as underinsured motorist coverage (UM/UIM). The theory behind this type of coverage is that if you experience a loss at the hands of a driver that did not carry a policy with a high enough limits to pay for your damages, your insurance provider would make up at least part of the difference.
Sometimes, your insurance company investigates your underinsured motorist claim and does not offer you a fair settlement or any settlement at all. The insurance company may look for technicalities in the language that was designed to provide your coverage. In layman’s terms, this coverage is to pay for damages caused by the ownership, use, or maintenance of an uninsured vehicle. If the uninsured vehicle was driven by someone who does not normally drive the uninsured vehicle, the insurance company may try to stall the claim or tell you that you have to approach the insurance company the driver has (if any). Hiring an experienced lawyer can help lower your stress level because the attorney will contact the insurance company on your behalf.
Texas UM/UIM Insurance
In some states, UM/UIM is mandatory on full coverage policies. In other states, if you do not want to have UM/UIM you must sign a waiver and return it to your insurance company. In Texas, UM/UIM is mandatory for every car insurance policy. Underinsured motorist coverage carries the same goal as the insurance policy. The goal is to put the owner of the policy back into the same position that existed before the underinsured motorist accident.
Experience to Fight Your Underinsured Motorist Claim
When an underinsured motorist claim is made, the burden of proof is on the person making the claim. This person must show that the other motorist was underinsured to cover the losses that took place because of the accident. Crowe Arnold & Majors, LLP has recovered more than $110,000,000 in damages on behalf of their clients.
Crowe Arnold & Majors, LLP and his team are experienced trial lawyers ready to fight to protect your rights. We know the tactics insurance companies use to deny your underinsured motorist claim. We will aggressively fight to get your claim handled in a fair manner and to look diligently into whether or not the other motorist was underinsured. We will work with the insurance company regarding the specific facts that were involved that caused you to initiate your claim.
Working with Crowe Arnold & Majors, LLP and utilizing their experience is beneficial in an underinsured motorist claim case. We understand the importance of your claim and your loss. Our experience and relationships with many different types of experts assists us in proving that that other motorist’s policy was insufficient to cover your damages.
Our focus for more than 25 years is customer satisfaction. We meet that goal by focusing on the individual needs of each client. We understand the nuances of the insurance law the covers uninsured motorist claims. We understand how these claims are calculated and how to get you paid. We can help you consider all of your options including stacking and consent to sue or settle. We can explain the things that can offset your UM/UIM and how those may affect your claim.
Contact a Dallas Car Accident Lawyer Today
Contact Crowe Arnold & Majors, LLP today by calling (214) 231-0555 to discuss the details of your uninsured motorist claim. The sooner you contact us, the sooner we can get the details of your case and begin working toward a positive outcome for your case. We will protect your legal rights, explain your options, and deal with the insurance company on your behalf.